• To provide finance for investment in viable projects for post-harvest management infrastructure and community farming assets

• Farmers, Primary Agricultural Credit Societies (PACS),Marketing Cooperative Societies, Farmer Producers Organizations (FPOs), Self Help Group (SHG), Joint Liability Groups (JLG), Multipurpose Cooperative Societies, Agri-entrepreneurs, Startups and Central/State agency or Local Body sponsored Public Private Partnership Projects.
• PACS who have adopted digitization for handling its operations will be given preference under this scheme.

Margin

• Minimum of 10% of the project cost shall be mandatory as promoter’s contribution.

• Hypothecation of assets created out of bank finance.
• Loans up to Rs.50 lakhs shall be covered under CGTMSE. In loans above Rs.50 lakhs, mortgage of landed property with post-development security value of minimum 125% of the loan limit.

• Can be repaid in half yearly/yearly installments, based on income generation. Maximum repayment period of 7 years. Moratorium for repayment from 6 months to 2 years.

• Please visit Loan Interest Rates page for details