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KGB Net

Kerala's
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Bank

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മലയാളം

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Loan for Construction of Rental properties.

KGB provides you easy and hassle free loan against your deposits with the bank. So that your urgent and unforeseen personal expenses are met.

Purpose

For undertaking Agricultural activities.
For undertaking MSME activities.
Any other bonafide reasons including personal purposes.

Eligibility

Customers who are having term deposits with us.
NRE term deposit holders are also eligible under this scheme.

Limit & Margin

Limit

Loans are provided against Fixed deposits, Cumilative Deposits and Reccuring Deposits.
Can avail upto 90% of the deposit amount as loan.
While availing the loan, the deposit receipts/ certificates shall be submitted to the branch disbursing the loan.

Margin

For loan against Term Deposits - 20% of the outstanding balance.
For loan against Daily Deposits - 25% of the outstanding balance.

Security & Repayment

Security

The deposit receipts/ certificates shall be submitted to the branch disbursing the loan.

Repayment

Due date of loan account is date of maturity of deposit.

Interest Rates & Charges

For loan interest rates Click here
Please visit Service charges Click here