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NATIONAL CYBER CRIME HELPLINE 1930
Call Us : 0497 2717800
Toll Free Number : 1800-425-4000
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NATIONAL CYBER CRIME HELPLINE 1930
Call Us : 0497 2717800
Toll Free Number : 1800-425-4000
| Agriculture Infrastructure Fund | 9% p.a. Interest subvention of 3% available for loans sanctioned under the scheme for limits upto Rs.2crores for a maximum period of 7 years. |
| Kisan Credit Card | Upto 3 Lakh | 11.00% , Interest subvention upto loan limit of Rs.3 lakhs for a person in short term agriculture schemes; subject to Government notification |
| Above 3 Lakh | 12.00% | |
| KARSHAKA MITHRA OD | Irrespective of Amount | 12.10% |
| KARSHAKA MITHRA - TERM LOANS | 11.60% | |
| KGB Samagra Plus | 11.25% (Eligible for Prompt Repayment incentive@0.75% at time of closure) | |
| Other Agriculture term loans | Upto Rs 10 lakh - 11.25% | Above Rs 10 lakh - 10.75% |
| AGRI VEHICLE LOAN | Irrespective of Amount | 12.00% |
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ELIBA Education loan IBA model |
upto Rs.7,50,000/- without EM security. |
RLLR+2% |
With CGFSEL Coverage) |
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For loan amount above Rs.7.50 lakhs with EM security. |
10.30% |
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12.00% |
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ELMQ Education loan Management quota |
upto Rs.4,00000/- without EM security. |
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For loan amount above Rs.4.00 lakhs with EM security |
11.00% |
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KGSUK Education loan for female students |
upto Rs.7,00000/- without EM security. |
RLLR+2% |
With CGFSEL Coverage |
| For loan amount above Rs.7.50 lakhs with EM security. |
9.80% |
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PMVLS PM Vidyalaxmi scheme |
upto Rs.7,50000/- without EM security. |
RLLR+2% |
With CGFSEL Coverage |
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For loan amount above Rs.7.50 lakhs without EM security |
10.50% |
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ELVT Education loan for vocational training |
upto Rs.7,50000/- without EM security. |
RLLR+2% |
With CGFSEL Coverage |
*1% interest concession can be provided, if interest is serviced during the moratorium period prior to commencement of re-payment. This is not applicable to students eligible for Central Scheme for Interest Subsidy. In case of KGSUK of above Rs.7.5 lakhs with EM security, this interest concession shall be provided such that net interest does not fall below 9.25%.
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KGB Housing Loan General |
upto Rs.10,00,000/- |
9.75% |
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Rs.10,00,001/- to Rs.25,00,000/- |
8.75% |
(if the CIBIL score of the borrower/s are 750 and above) |
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9.00% |
(if the CIBIL score of the borrower/s are below 750) |
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Rs.25,00,001/- and above |
7.99% |
(if the CIBIL score of the borrower/s are 800 and above) |
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8.25% |
(if the CIBIL score of the borrower/s are above 750 and upto 799) |
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8.75% |
(if the CIBIL score of the borrower/s are below 750) |
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Premium Housing Loan |
upto Rs.10,00,000/- |
9.75% |
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Rs.10,00,001/- to Rs.25,00,000/- |
8.75% |
(if the CIBIL score of the borrower/s are 750 and above) |
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9.00% |
(if the CIBIL score of the borrower/s are below 750) |
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Rs.25,00,001/- and above |
7.99% |
(if the CIBIL score of the borrower/s are 800 and above) |
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8.25% |
(if the CIBIL score of the borrower/s are above 750 and upto 799) |
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8.75% |
(if the CIBIL score of the borrower/s are below 750) |
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Housing Loan Scheme For State Government Employees |
upto Rs.10,00,000/- |
9.75% |
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Rs.10,00,001/- to Rs.25,00,000/- |
8.75% |
(if the CIBIL score of the borrower/s are 750 and above) |
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9.00% |
(if the CIBIL score of the borrower/s are below 750) |
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Rs.25,00,001/- and above |
7.99% |
(if the CIBIL score of the borrower/s are 800 and above) |
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8.25% |
(if the CIBIL score of the borrower/s are above 750 and upto 799) |
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8.75% |
(if the CIBIL score of the borrower/s are below 750) |
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Housing Loan Scheme with Solar Rooftop Component |
upto Rs.10,00,000/- |
9.75% |
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Rs.10,00,001/- to Rs.25,00,000/- |
8.75% |
(if the CIBIL score of the borrower/s are 750 and above) |
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9.00% |
(if the CIBIL score of the borrower/s are below 750) |
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Rs.25,00,001/- and above |
7.99% |
(if the CIBIL score of the borrower/s are 800 and above) |
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8.25% |
(if the CIBIL score of the borrower/s are above 750 and upto 799) |
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8.75% |
(if the CIBIL score of the borrower/s are below 750) |
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Housing Loan Scheme For Economically Weaker Section |
upto Rs.10,00,000/- |
9.75% |
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Rs.10,00,001/- to Rs.25,00,000/- |
8.75% |
(if the CIBIL score of the borrower/s are 750 and above) |
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9.00% |
(if the CIBIL score of the borrower/s are below 750) |
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Rs.25,00,001/- and above |
7.99% |
(if the CIBIL score of the borrower/s are 800 and above) |
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8.25% |
(if the CIBIL score of the borrower/s are above 750 and upto 799) |
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8.75% |
(if the CIBIL score of the borrower/s are below 750) |
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PMAY - Pradhan Mantri Awas Yojana (Subject to terms & availability of scheme/refinance) |
upto Rs.10,00,000/- |
9.75% |
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Rs.10,00,001/- to Rs.25,00,000/- |
8.75% |
(if the CIBIL score of the borrower/s are 750 and above) |
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9.00% |
(if the CIBIL score of the borrower/s are below 750) |
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Rs.25,00,001/- and above |
7.99% |
(if the CIBIL score of the borrower/s are 800 and above) |
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8.25% |
(if the CIBIL score of the borrower/s are above 750 and upto 799) |
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8.75% |
(if the CIBIL score of the borrower/s are below 750) |
| GENERAL CONSUMPTION LOAN | Irrespective of Amount | 14.50% |
| HOME LOAN PLUS - TERM LOAN | Irrespective of Amount | 11.60% |
| HOME LOAN PLUS - OD | Irrespective of Amount | 11.60% |
| GEL (Gramin Easy Loan) | MAX PERIOD - 15 YEARS | MAX LOAN AMOUNT 25 LAKHS | Interest Rate | |
| LOW RISK | 10.75 | |||
| NORMAL RISK | 11.00 | |||
| MODERATE RISK | 11.25 | |||
| COMMERCIAL BUILDING LOAN | 12.50% | |
| RURAL Marketing Outlet | 12.00% |
| MSM CC/OD/TL | Below 10 lakhs | 11.75% | |
| MSM CC/OD/TL | 10 Lakh and above | 11.00% | |
| MSS CC/OD/TL | Below 10 lakhs | 11.75% | |
| MSS CC/OD/TL | 10 lakh and above | 11.00% | |
| MSR CC/OD/TL | Below 10 lakhs | 11.75% | |
| MSR CC/OD/TL | 10 lakh and above | 11.00% | |
| ME CC/OD/TL | Below 10 lakhs | 11.75% | |
| ME CC/OD/TL | 10 lakh and above | 11.00% | |
| LE CC/OD/TL | Below 10 lakhs | 11.75% | |
| LE CC/OD/TL | 10 lakh and above | 11.00% | |
| MSMECC Scheme based on GST return | Irrespective of loan amoun | 10.50% | |
| Small Road & Water Transport Operator | Three/Four wheeler Auto rikshaw | 12.50 | |
| Vehicles except Three/Four wheeler Auto rikshaw | Below Rs.10 lakhs | 11.75 | |
| Rs.10 lakhs and above | 11.00 | ||
| Personal vehicle loan | upto Rs.10,00,000/- | 9.50% | if the CIBIL score of the borrower/s are 750 and above) |
| 9.90% | (if the CIBIL score of the borrower/s are below 750) | ||
| Rs.10,00,001/- to Rs.20,00,000/- | 9.25% | (if the CIBIL score of the borrower/s are 750 and above) | |
| 9.70% | (if the CIBIL score of the borrower/s are below 750) | ||
| Rs.20,00,001/- and above | 9.00% | (if the CIBIL score of the borrower/s are 750 and above) | |
| 9.50% | (if the CIBIL score of the borrower/s are below 750) | ||
| Personal vehicle loan-Premium Four Wheeler | upto Rs.10,00,000/- | 9.25% | if the CIBIL score of the borrower/s are 750 and above) |
| 9.75% | (if the CIBIL score of the borrower/s are below 750) | ||
| Rs.10,00,001/- to Rs.20,00,000/- | 8.95% | (if the CIBIL score of the borrower/s are 750 and above) | |
| 9.50% | (if the CIBIL score of the borrower/s are below 750) | ||
| Rs.20,00,001/- and above | |||
| 8.75% | (if the CIBIL score of the borrower/s are 750 and above) | ||
| 9.00% | (if the CIBIL score of the borrower/s are below 750) | ||
| Haritha Vahan | Up to Rs.10,00,000/- | 9.00% | (Irrespective of CIBIL Score) |
| Rs.10,00,001/- to Rs.20,00,000/- | 8.75% | (Irrespective of CIBIL Score) | |
| Rs.20,00,001/- and above | 8.50% | (Irrespective of CIBIL Score) | |
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PVLDD (Special scheme for Doctors) 0.25% concession is available for women under the scheme. |
Up to Rs.10,00,000/- | 8.75% | (Irrespective of CIBIL Score) |
| Rs.10,00,001/- to Rs.20,00,000/- | 8.50% | (Irrespective of CIBIL Score) | |
| Rs.20,00,001/- and above | 8.25% | (Irrespective of CIBIL Score) | |
| PVLPT (Personal vehicle loan for Two wheelers) | 12% | (Irrespective of CIBIL Score and loan amount) |
Concession @0.25% on applicable RoI may be given if EM security with sufficient coverage (150%) or Fixed Deposit security (100%) is available for all schemes except PVLDD
| DRI LOANS | Irrespective of Amount | 4.00% |
| SAFAI KARAMCHARI EDUCATION LOAN | Irrespective of Amount | 4.00% |
| SAFAI KARAMCHARI EDUCATION FEMALE | Irrespective of Amount | 3.50% |
| SAFAI KARAMCHARIS MAHILA ADHIKARITA YOJANA | Irrespective of Amount | 5.00% |
| SAFAI KARAMCHARIS MICRO CREDIT FINANCE | Irrespective of Amount | 5.00% |
| SAFAI KARAMCHARIS MAHILA SAMRIDHI YOJANA | Irrespective of Amount | 4.00% |
| SAFAI KARAMCHARIS SANITATION WORKERS REHABILITATION SCHEME FEMALE | Irrespective of Amount | 3.00% |
| SAFAI KARAMCHARIS SANITATION WORKERS REHABILITATION SCHEME | Irrespective of Amount | 4.00% |
| SAFAI KARAMCHARIS TERM LOAN | Irrespective of Amount | 6.00% |
| NSCFDC-LAKHU VYAVASAYA YOGANA | Upto Rs.1.80 lakh | 6.00% |
| NSCFDC-MAHILA SAMRIDDHI YOGANA | Upto Rs.0.45 lakh | 4.00% |
| JOINT LIABILITY GROUP - AGRI | Irrespective of Amount | 11.00% |
| JOINT LIABILITY GROUP - NF SECTOR | 11.00% | |
| JLG KCC | Subvention upto 3 lakh | 11.00% |
| LOAN AGAINST DAILY DEPOSIT | Irrespective of Amount | 10.00% |
| LOAN AGAINST TERM DEPOSIT | Irrespective of Amount | 2% above deposit rate |
| OD AGAINST TERM DEPOSIT | Irrespective of Amount | 2% above deposit rate |
| MERA LOANS TO FARM SECTOR | Irrespective of Amount | 11.00% |
| MERA LOANS TO NF SECTOR | Irrespective of Amount | 11.50% |
| Above 2 Lakh | 14.50% | |
| NRLM WSHG TERRM LOANS OTHERS | Upto 5 Lakh | 10.50% |
| Above 5 Lakh | 11.50% | |
| NRLM WSHG TERM LOAN SUBVENTION | Upto 5 Lakh | 10.50%, Of which upto 3 Lakhs interest is 7% |
| Above 5 Lakh | 11.50%, Of which upto 3 Lakhs interest is 7% | |
| NULM SELF EMP.INDIVIDUAL | Irrespective of Amount | 10.50% |
| REVOLVING FUND-MERA BENEFICIARY | Irrespective of Amount | 11.50% |
| NRLM WSHG CC OTHERS | Upto 5 Lakh | 10.50% |
| Above 5 Lakh | 11.50% | |
| NRLM WSHG CC SUBVENTION | Upto 5 Lakh | 10.50%, Of which upto 3 Lakhs interest is 7% |
| Above 5 Lakh | 11.50%, Of which upto 3 Lakhs interest is 7% | |
| REVOLVING FUND GOVT SPONSORED PROGRAM | Irrespective of Amount | 13.00% |
|
Self Help Groups SHGTL,SHGOD |
Upto Rs.500000/- |
10.50% |
|
Above Rs.500000/- |
11.00% |
|
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Self Help Group-Voluntary Agency VATL,VAOD |
Irrespective of loan amount |
12.50 |
|
SHG loan for NRLM NRLTS |
Upto Rs.300000/- |
7.00% |
|
Above Rs.300000/- to Rs.500000/- |
8.00% |
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Above Rs.500000/- |
10.50% |
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|
MERA-Loans to Individual,SHGs/NHGs/Activity Groups MERAA |
11.00% |
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MERAN |
11.50% |
| Scheme | Max Period | Interest rate | Maximum Loan amount |
|---|---|---|---|
| AGL (Agriculture Gold Loan) | 1 year | 9.35 | Rs.10 lakhs |
| GLO | 1 year | Below 1 lakh-9.99% For 1 lakh & above-9.60% | Rs.2 lakhs |
| SVTL-KGB SUVARNA(Term loan) | 3 year | 9.35 | Rs.25 lakhs |
| SVOD-KGB SUVARNA(OD) | 2 YEAR | 9.35 | Rs.25 LAKHS |
| Easy Gold Loan - EGL | 6 MONTH | 9.30 (Rebate upto 2.1% on interest will be provided at the time of closure based on the repayment conditions) | Rs.2 lakh |
| KSMGL | 6 MONTH | 8.75 | Rs.2 lakh |
| GL18 | 6 MONTH | 9.3% | Rs.2 lakh |
| KGB SURYA | Irrespective of Amount | 9.50% compounded quarterly (Fixed Rate) |
| GRAMIN RINN MUKTHI AGRI | Irrespective of Amount | 10.75% |
| GRAMIN RIN MUKTI NON FARM | Irrespective of Amount | 10.75% |
| KGB-Contractor Scheme (KGCOD & KGCTL) | Irrespective of Amount | 11.75% |
| INVOKED BANK GUARANTEES | Irrespective of Amount | 14.00% |
| BILL PURCHASED ADV - NPA | Irrespective of Amount | 14.50% |
| PM SVANidhi | Irrespective of Amount | 11.00% |
| Pension Loan Scheme to retired employees of KGB | Irrespective of Amount | 8.00% |
| Medical Insurance Premium Loan for Retired Employees of KGB | Irrespective of Amount | 8.00% |
| Pradhan Mantri Formalization of Micro Food Processing Enterprises Scheme | Irrespective of Amount | 10.60% |
| AHIDF (Animal husbandry infrastructural fund) | Irrespective of amount | 10.60% |
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