Agriculture Infrastructure Fund | Kerala Grameena Bank

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മലയാളം

Agriculture Infrastructure Fund - Central Sector Scheme of financing facility under agriculture infrastructure fund.Scheme for providing medium - long term debt financing facility for investment in viable projects relating to post-harvest management infrastructure and community farming assets, with incentives and financial support.

Purpose

To provide finance for investment in viable projects for post-harvest management infrastructure and community farming assets

Eligibility

Farmers, Primary Agricultural Credit Societies (PACS),Marketing Cooperative Societies, Farmer Producers Organizations (FPOs), Self Help Group (SHG), Joint Liability Groups (JLG), Multipurpose Cooperative Societies, Agri-entrepreneurs, Startups and Central/State agency or Local Body sponsored Public Private Partnership Projects.
PACS who have adopted digitization for handling its operations will be given preference under this scheme.

Margin

Minimum of 10% of the project cost shall be mandatory as promoter’s contribution.

Security

Hypothecation of assets created out of bank finance.
Loans up to Rs.50 lakhs shall be covered under CGTMSE. In loans above Rs.50 lakhs, mortgage of landed property with post-development security value of minimum 125% of the loan limit.

Repayment

Can be repaid in half yearly/yearly installments, based on income generation. Maximum repayment period of 7 years. Moratorium for repayment from 6 months to 2 years.

Interest Rates & Charges

Please visit Loan Interest Rates page for details

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