Agriculture Term Loans | Kerala Grameena Bank

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Agri Term Loans - For Capital Investment in Agriculture Sector

Purpose

Raising of plantation crops / Long Duration Crops
Minor Irrigation development
Land Development & Soil conservation
Investment in animal husbandry activities like Dairy, Poultry, piggery
Purchase of farm machinery such as tractor, power Tiller, Other Farm machineries
Purchase of farm land / agricultural land and development thereon
Hi-Tech Farming like, Green House/Precision Farming, etc
Setting up establishment of Agricultural Nurseries

Eligibility

All Farmers - Individual/ Joint Borrowers who are own cultivators / agriculture entrepreneurs
Borrower should have knowledge/experience in the activity and should be capable of carrying out the activity successfully

Limit

Any amount as per project / Unit cost as per scheme norms

Margin

5 - 20 % of project cost depending upon schemes

Security

Upto Rs. 2 lakh

Hypothecation of crops/animals/birds/farm assets

Above Rs. 2 lakh

Hypothecation of crops/animals/birds/farm assets
Equitable mortgage of landed property valued 150% of loan amount

Repayment

Repayment period and repayment holiday varies with gestation period & income generation from the activity undertaken.
In 5 to 10 Years in monthly/Half yearly/ Yearly instalments

Interest Rates & Charges

Please visit Loan Interest Rates page for details

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