Deposit Interest Rates | Kerala Grameena Bank (KGB)

Term Deposits (Domestic) Below 1 Crore w.e.f 01.10.2026

Tenure	Revised rates w.e.f 01.10.2026	Revised rates for Senior Citizen w.e.f 01.10.2026
7 days to 14 days*	3.25	3.75
15 days to 45 days	3.50	4.00
46 days to 90 days	5.00	5.50
91 days to 179 days	5.00	5.50
180 days to 269 days	6.00	6.50
270 days to less than 1 year	6.00	6.50
1 year only	6.30	6.80
Above 1 year up to below 15 months	6.50	7.00
15 months	6.75	7.25
Above 15 months up to including 2 years	6.50	7.00
Above 2 years to including 3 Years	6.45	6.95
Above 3 years and up to below 5 years	6.40	6.90
5 years and above up to 10 years	6.40	6.90

* For Deposits of Rs 5 Lakh and above only.
Penal charge of 1% is applicable for term deposits prematurely closed/ prematurely extended.
Note: - Interest rates are subject to change from time to time without prior notice. For further details, please contact the Branch Manager.
Note: - @simple rate of interest ( rest no change in conditions )
For Interest Rate on Deposits of Rs 1 Crore & above, please confirm the interest rate from the Branch Manager.

Saving Bank Account w.e.f 01.10.2025

Savings Accounts having monthly average balance	ROI in %
Less than Rs.1 crore	2.80
Rs.1 crore and above	3

Term Deposits (Non-Resident) Below 1 Crore w.e.f 01.10.2026

NRO TERM DEPOSITS:

Tenure	Revised ROI w.e.f. 01.10.2026*
1 year only	6.30
Above 1 year upto below 15 months	6.50
15 Months	6.75
Above 15 Months up to including 2 years	6.50
Above 2 Years to including 3 Years	6.45
Above 3 years up to below 5 years	6.40
5 years and above up to 10 years	6.40

NRE TERM DEPOSITS:

Tenure	Revised rates w.e.f. 01.10.2026*
1 year only	6.30
Above 1 year upto below 15 months	6.50
15 Months	6.75
Above 15 Months up to including 2 years	6.50
Above 2 Years to including 3 Years	6.45
Above 3 years up to below 5 years	6.40
5 years and above up to 10 years	6.40

**Rate applicable for amounts below Rs. 1 Crore

For Interest Rate on Deposits of Rs 1 Crore & above, please confirm the interest rate from the Branch Manager.
No additional interest rate for Senior Citizens.
No interest will be earned for NRE Term Deposit including NRE RD which is closed prematurely before the completion of one year, penal charge of 1% will be applicable for all NRE deposits prematurely closed after 1 year.
Note: - Interest rates are subject to change from time to time without prior notice. For further details, please contact the Branch Manager.

Grameena Tax Saver (GTS) Deposit

Tenure	ROI w.e.f. 01.10.2026*
	General	Senior Citizen
	5 years only	6.40	6.90

Reccuring Deposits (Domestic)

Tenure	Revised ROI w.e.f. 01.10.2026*
1 year only	6.30
15 months	6.75
Above 15 months up to including 2 years	6.50
Above 2 years to including up to 3 years	6.45
Above 3 years and up to below 5 years	6.40
5 years and above up to 10 years	6.40

*Rate applicable for amounts below Rs. 1 Crore
No additional interest rate for Senior Citizens.
Penal charge of 1% is applicable for term deposits prematurely closed/ prematurely extended.
Note: - Interest rates are subject to change from time to time without prior notice. For further details, please contact the Branch Manager.
**The period of deposit should be in multiples of 3 months, the minimum period being 12 months and the maximum of 120 months.

Reccuring Deposits (Non-Resident)

NRO RECURRING DEPOSITS** : Same as applicable to Domestic Deposits. No additional interest rate for Senior Citizens.

NRE RECURRING DEPOSITS:

Tenure	Revised ROI w.e.f. 01.10.2026*
1 year only	6.30
15 months	6.75
Above 15 months up to including 2 years	6.50
Above 2 years to including up to 3 years	6.45
Above 3 years and up to below 5 years	6.40
5 years and above up to 10 years	6.40

*Rate applicable for amounts below Rs. 1 Crore
No additional interest rate for Senior Citizens.
For Interest Rate on Deposits of Rs 1 Crore & above, please confirm the interest rate from the Branch Manager.
No interest will be earned for NRE Term Deposit including NRE RD which is closed prematurely before the completion of one year, penal charge of 1% will be applicable for all NRE deposits prematurely closed after 1 year. No additional interest rate for Senior Citizens.
Note: Interest rates are subject to change from time to time without prior notice. For further details, please contact the Branch Manager.

Bulk Deposit Rate

CALLABLE Bulk Term Deposits (all tenure buckets, 7 days and above) wef 06.10.2026
Tenure Bucket	₹1 Cr up to ₹2 Cr	Above ₹2 Cr up to ₹3 Cr	Above ₹3 Cr up to ₹5 Cr	Above ₹5 Cr up to ₹10 Cr	₹10 Cr up to ₹25 Cr	Above ₹25 Cr up to ₹50 Cr	Above ₹50 Cr up to ₹75 Cr	Above ₹75 Cr up to ₹100 Cr	₹100 Cr & above
7 days to 14 days	3.00	3.00	3.00	3.25	3.25	3.25	3.00	3.00	3.00
15 days to 45 days	3.25	3.25	3.25	3.25	3.30	3.30	3.30	3.30	3.55
46 days to 90 days	4.50	4.50	4.50	4.50	4.50	4.50	4.50	4.55	4.55
91 days to 179 days	4.50	4.50	4.50	4.50	4.50	4.50	4.50	4.50	4.50
180 days to 269 days	4.50	4.50	4.50	4.50	4.50	4.50	4.50	4.50	4.50
270 days to < 1 year	4.50	4.50	4.50	4.50	4.50	4.50	4.50	4.50	4.50
1 year (only)	5.80	5.80	5.80	5.80	5.80	5.80	5.80	5.80	5.80
> 1 year to < 15 months	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00
15 months (only)	6.90	6.90	6.90	6.90	6.90	6.90	6.90	6.90	6.90
> 15 months up to & incl. 2 years	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00	6.00
> 2 years up to & incl. 3 years	5.95	5.95	5.95	5.95	5.95	5.95	5.95	5.95	5.95
> 3 years up to < 5 years	5.50	5.50	5.50	5.50	5.50	5.50	5.50	5.50	5.50
5 years & above up to 10 years	5.50	5.50	5.50	5.50	5.50	5.50	5.50	5.50	5.50

NON-CALLABLE Bulk Term Deposits (91 days tenure and above only) wef 06.10.2026
Tenure Bucket	₹1 Cr up to ₹2 Cr	Above ₹2 Cr up to ₹3 Cr	Above ₹3 Cr up to ₹5 Cr	Above ₹5 Cr up to ₹10 Cr	₹10 Cr up to ₹25 Cr	Above ₹25 Cr up to ₹50 Cr	Above ₹50 Cr up to ₹75 Cr	Above ₹75 Cr up to ₹100 Cr	₹100 Cr & above
91 days to 179 days	5.05	5.05	4.75	5.10	5.00	5.00	5.00	4.75	4.75
180 days to 269 days	5.75	5.75	4.75	5.90	5.00	5.00	5.00	4.75	4.75
270 days to < 1 year	4.75	4.75	4.75	4.75	5.00	5.00	5.00	4.75	4.75
1 year (only)	6.05	6.05	6.05	6.05	6.30	6.20	6.20	6.20	6.20
> 1 year to < 15 months	6.25	6.25	6.25	6.25	6.75	6.50	6.50	6.50	6.50
15 months (only)	7.00	7.00	7.00	7.00	7.00	7.00	7.00	7.00	7.00
> 15 months up to & incl. 2 years	6.25	6.25	6.25	6.25	6.50	6.25	6.25	6.25	6.25
> 2 years up to & incl. 3 years	6.20	6.20	6.20	6.20	6.20	6.20	6.20	6.20	6.20
> 3 years up to < 5 years	5.75	5.75	5.75	5.75	5.75	5.75	5.75	5.75	5.75
5 years & above up to 10 years	5.75	5.75	5.75	5.75	5.75	5.75	5.75	5.75	5.75