Kerala Grameena Bank

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Kerala Grameena Bank Badagara Branch

IFSC Code KLGB0040249
Branch Code: 40249
Vadakara(PO) Kozhikode - 673101
4962525363
9400999249
kgb249[at]keralagbank[dot]com
Whatsapp Banking 18004254000
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KGB Digital Products 9.75%

Home Loans

KGB Digital Products 12.50%

Vehicle Loans

KGB Digital Products 9.25%

KGB Easy Gold Loan

KGB Digital Products 9.00%

Haritha Vahan

KGB Digital Products 13.60%

Educational Loans

KGB Digital Products 14.50%

Personal Loans

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About Kerala Grameena Bank

Kerala Grameena Bank is a Regional Rural Bank in Kerala with massive rural penetration. Even though the bank is a Regional Rural Bank, KGB delivers all the major functionalities of a PSB. The major focus of the bank is to initiate appropriate intervention for overall economic upliftment and advancement of the people of Kerala by giving financial assistance to the sectors like Agriculture, Micro, Small and Medium Enterprises, education, housing, micro-credit, weaker sections, SC/ST communities etc.

KGB has carved a niche for itself through its 40 year old history of dedicated and customized service to the clientele by its predecessor RRBs. With 635 branches as on 30.09.2019, it is the second largest bank in Kerala, in terms of branch network. Its comprehensive branch network spreads into the deepest and farthest corners of Kerala. Further, its CD ratio is the highest among major banks of Kerala. KGB leads other Banks in the state in the number of persons assisted under Kisan Credit Card (KCC) and SME (Priority) schemes.

For the past 40 years the predecessor RRBs of the bank have succeeded in building warm relationship with its customers. Now KGB’s objective is to intensify this relationship and thus emerge as a strong, vibrant and socially committed ‘Kerala’s Own Bank’.

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Cash Master Card Debit Card Visa Credit Card QR Scan Bhim UPI
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Frequently Asked Questions

You can open various types of accounts including

  • Savings Account
  • Current Account
  • Fixed Deposit Account
  • Recurring Deposit Account
  • Jan Dhan Account (PMJDY)

Yes, we offer both

You can register online via our Internet Banking portal or visit your branch to get your credentials activated.

You need to submit a request form at your branch along with identity proof.

Yes, it is possible to obtain a home loan in India jointly along with close relatives. Joint home loans are common which offer various benefits to customers. When two or more people apply for a home loan together, they are sharing the obligation as well as eligible for higher loan amount.

A floating interest rate sometimes known as variable interest rate, is an interest rate that varies over time according to changes in a reference rate or index. It's often used in financial products like mortgages, home loans and other investments.

Kerala Grameena Bank Popular Districts in Kerala

Branches & ATMs in Alappuzha | Branches & ATMs in Ernakulam | Branches & ATMs in Idukki | Branches & ATMs in Kannur | Branches & ATMs in Kasaragod | Branches & ATMs in Kollam | Branches & ATMs in Kottayam | Branches & ATMs in Kozhikode | Branches & ATMs in Malappuram | Branches & ATMs in Palakkad | Branches & ATMs in Pathanamthitta | Branches & ATMs in Thiruvananthapuram | Branches & ATMs in Thrissur | Branches & ATMs in Wayanad

Details About Kerala Grameena Bank

Kerala Grameena Bank (KGB) is one of India's leading Regional Rural Banks, sponsored by Canara Bank and jointly owned by the Government of India, the Government of Kerala, and Canara Bank. Headquartered at Malappuram, Kerala Grameena Bank provides comprehensive banking and financial services across the state through an extensive network of branches and ATMs.

The bank offers a wide range of personal and business banking solutions, including savings and current accounts, fixed deposits, recurring deposits, gold loans, agricultural loans, home loans, vehicle loans, education loans, MSME financing, digital banking services, internet banking, mobile banking, UPI, debit cards, and various Government-sponsored schemes.

Kerala Grameena Bank is committed to promoting financial inclusion by delivering accessible and affordable banking services to rural, semi-urban, and urban communities. With customer-centric services and modern digital banking facilities, the bank continues to support individuals, farmers, entrepreneurs, self-help groups, and businesses across Kerala.

Disclaimer: Never share your OTP, ATM PIN, CVV, passwords, or internet banking credentials with anyone. Kerala Grameena Bank never requests confidential banking information through phone calls, SMS, or email.