Junior Savings Bank Account | Kerala Grameena Bank

Loan Schemes

Loan Interest Rates

Home Loan

Education Loan

Personal Vehicle Loan

Deposit Schemes

Deposit Interest Rates

Current Account

Savings Account

Recurring Deposit

Most Searched

Popular FAQs

View all FAQs

Bank Policies

Lodge a Complaint

Unclaimed Deposits

Showing results for "loans"

Show all results

Overview, Features & Benefits

A product designed to inculcate savings habit among children. It will provide kids with early exposure to banking facilities, thereby prompting them to save for future.

Eligible for RuPay Junior Debit Cards (JDC).
Cash withdrawal limit of Rs. 5000 at ATMs and Point of Sale (PoS) limit of Rs. 2000/-
Unlimited and free access to over 10,500 ATMs.
JDC can be used for remitting school / college fee / online payments.

JDC has free accident insurance cover of Rs.100,000/-.
Parents can monitor the usage of Junior Savings Account through automated transaction alerts sent to their mobile number.
Junior Savings Account holders can become members of Financial Literacy Clubs of the bank and take benefit out of the endless financial literacy related activities.

"Who can Open & How to Open?

Children up to age of 18 years can open this account.
For children below the age of 10, the account can be opened with parent / guardian asAuthorized Signatory.
Children above 10 years can open and operate the account independently.
To open Junior Savings Account, you may please visit the nearest KGB branch.

Balance Requirement & Required Documents

Aadhaar card.
If address proof and Identity proof are same, no additional identity proof is required.
2 Recent Passport size photographs.

Interest Rates & Charges