Small Savings Bank Account | Kerala Grameena Bank (KGB) | Rural Bank

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Small Savings Account

BSB (Small Savings Scheme) - Common Man’s SB Account.

Account designed for those who are unable to provide full KYC documents.

Features & Benefits

No minimum balance requirement.
Nomination Facility Available.
Balance in the account should not exceed Rs.50,000/- at any point of time.
Total credit in one year should not exceed Rs.1,00,000/-
The aggregate of all withdrawals and transfers in a month should not exceed Rs.10,000/-

Persons having account under this scheme is ineligible to open any other savings bank deposit accounts.
If a customer having any other existing savings bank account, at the time of opening Basic Savings Bank Deposit Account it is required to close the same within 30 days.

Who Can Open?

Resident individual (sole or joint) can open account.
Minors are not eligible to open account under this scheme.

Balance Requirement

No minimum balance required.

Required Documents

Aadhaar/Passport /Driving Licence/Voter's Identity Card/Permanent Account Number (PAN) card.
If address proof and Identity proof are same no additional identity proof is required.
2 Recent Passport size photographs.

Interest Rates & Charges

For Deposit interest rates Click here
For Service charges and fees Click here