Cumulative Deposit | Kerala Grameena Bank

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Cumulative Deposit

KVD - Earn interest on interest and maximise your returns!

Interest re-investment plan enabling to earn compounded return on your investments.

Features & Benefits

Deposit can be opened for period ranging from 1 year to 10 years. (In multiples of 3 months).
Accounts can be opened for minimum RS. 1000/- with no maximum limit.
Earn Interest on Interest.
Re-investment deposit plan that multiplies your money quickly. Apart from safety and liquidity, it offers you the highest growth option.

Calculate EMI

Premature closure is allowed at any point of time with a penalty @ 1% on the applicable rate of interest for the corresponding period for which the deposit remained with the bank.
Loans against deposit are allowed upto limits prescribed on the basis of the residual maturity period, with interest @ only 2% above deposit rate.
TDS applicable as per the extant IT guidelines.
Nomination facility available.
Auto renewal facility available.

How to Open?

KVD can be opened by your KGB branch.

Calculate EMI

Interest Rates & Charges

For Deposit interest rates Click here
For Service charges and fees Click here